Bond Calculator
Calculate the home loan you qualify for.
Refer & Earn
Refer someone looking to buy a home and earn R1,000 when their bond is approved and registered.
Refer a friend
or client
They apply,
for a home loan
You get
R1,000
r
Home Loans. Insurance.
Our Bond Origination services are at no cost to you.
We get you the most competitive rate by sourcing quotes from the banks for you to compare.
We submit Home Loan Applications to up to seven banks negotiating the best interest rates and deal in the market at any given time.
Email UsWe help you check your credit record, income and expenses to give you an accurate assessment of what you can afford. You will then know how likely you are to qualify for a bond.
Call UsI'm searching property portals and visiting show houses but have a few questions.
Email UsRefer someone looking to buy a home and earn R1,000 when their bond is approved and registered.
Refer a friend
or client
They apply,
for a home loan
You get
R1,000
This document contains the Financial and Consent sections of your home loan application. Please review the details and download the PDF for your records.
Property Finance Specialist
Sterling Crest is a values-driven home loan and financial services provider dedicated to helping South Africans secure optimal property finance. We specialise in home loan origination, pre-approvals, and personalised financial guidance, partnering with top banks for competitive results.
Our Foundation - Rooted in Christian faith, Sterling Crest operates on principles of integrity, honesty, service, and stewardship. These values guide every client, partner, and stakeholder interaction, making trust and ethics our foundation.
Strategic Partnership - Through our partnership with Evo Homeloans, clients gain access to multiple major banks via one application, expert negotiation, and a fast, efficient process — all at no cost to you.
Leadership - Jacky Almond founded Sterling Crest to blend professional excellence with faith-based values. She is passionate about empowering clients with transparency, knowledge, and dedicated support throughout their property journey.
KZN Business Manager – Jane Maquire Odendaal manages our KwaZulu-Natal operations, focusing on excellent service, strong relationships, and reliable support for clients and referral partners across the province.
Our Commitment - We build lasting relationships, promote sustainable homeownership, and conduct business with purpose and integrity. Our mission: deliver exceptional service guided by faith and driven by outstanding results.
More Exposure. More Buyers. More Approved Deals.
At Sterling Crest, we believe strong partnerships create stronger results. Our Estate Agent Partnership Programme is designed to help you market your listings more effectively, reach pre-qualified buyers, and close deals faster.
We don't just originate bonds — we help you sell property.
If you want to:
Let's work together.
Find Out MoreSterling Crest — Supporting Agents. Supporting Buyers. Supporting Successful Property Deals.
Use our calculators to work out the size of home loan you are likely to qualify for and what your bond repayments will be.
Calculate the home loan you qualify for.
Calculate your monthly bond repayments.
Calculate your registration and transfer costs.
These calculators help you understand your loan repayments, plan your deposit savings, and see how extra payments can shorten your mortgage term.
Calculate how your repayment is structured.
Calculate how much you need to save for your deposit.
Calculate your savings on your total home loan cost by paying a little extra into your bond.